Students typically carry more than £1,300-worth of gadgets such as mobiles, laptops and iPods around with them, according to research from Endsleigh. If you’re one of them, it pays to make sure your possessions are protected. Are you a student about to head off to university for the first time? Maybe you’re in your second year and moving out of halls and into a flat?
Whatever your student situation, money is likely to be tight. That means you’ll want to know your stuff is insured and you’ll be able to replace it if anything happens.
Home insurance may not be at the forefront of your mind if you’re just about to start the new term, but it’s really important.
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Whether you’re using the Internet or the Yellow Pages, getting a free auto insurance quote will save you money. Sure there are much better ways to spend your time than getting free auto insurance quotes, but without them you may end up overpaying.
Gather all your information
Before embarking on your search for a free auto insurance quote, you will need to compile all the information necessary to get an accurate quote. That includes your driver’s license, address and employment information such as your occupation, employer’s address and how many miles you drive to work each day.
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Dear Dr. Don,
I recently received my homeowners insurance renewal statement. There was a supplemental letter attached stating I was not receiving the very best rates possible due to my credit score. My premium went up $119 from last year.
I called my banker and had him pull my score from two of the three major credit bureaus. Last year, my score was 814. This year, it is 819 from one bureau and 837 with another.
When I called my banker, he stated he had received at least 20 calls regarding the same complaint. Can you suggest any further recourse other than changing insurance companies?
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Up to nine million drivers could be missing out on substantial savings by automatically renewing their car insurance with their existing provider. Failing to investigate if you can find cheaper cover elsewhere could cost you dearly. According to new research by moneysupermarket.com, motorists can typically save £233 a year by scouring the market for a better deal – that’s nearly £100 more compared with last year.
Yet despite the savings they could make, more than three and a half million motorists admit that they ‘can’t be bothered’ to look for cheaper insurance. M
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Blended life: best of both worlds?
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Life insurance gives you peace of mind but can also cost a bundle, especially if you want a policy that covers you throughout your lifetime. A way to defray those costs is to take out a blended life insurance policy, which combines term life insurance with permanent life insurance, with the goal of the policy eventually becoming permanent coverage entirely. It will cost you less in annual premiums but does have some drawbacks.
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