New research from Direct Line car insurance has potentially discovered the reason as to why male drivers are more likely than their female counterparts to be involved in an accident.
Of the male drivers surveyed, 15% confirmed that they found it difficult keeping their eyes on the road when travelling with an attractive passenger.
This is more than twice the proportion (7%) of women who admit to the same problem.
In addition, 49% of male drivers stated that they would engage such a passenger in conversation and 8%, rather alarmingly, confessed that they would have their eyes focused on an area other than the road for a prolonged period of time.
Unsurprisingly, younger drivers are more susceptible to distraction with 24% of 18-25 year olds finding it difficult to focus on the road when with an attractive passenger.
Women, by contrast, are more likely to be distracted by having their mother as a passenger, rather than their boyfriend.
The research findings echo those of The Co-operative Insurance, which in February found that frisky behaviour is one of the biggest distractions being the wheel.
Did you know that roughly 41% of all people will change their insurance policy on a landlord insurance or buildings insurance policy within the first year? The reason for the statistic is to show you the importance of picking the right insurance company the first time. What most people don’t realize is that choosing the right insurance company the first time is more important than just saving a few dollars a month. The thing about picking the right insurance company is that you need to do thorough research and get some reviews of the insurance provider prior to getting a policy through them. M Full Article…
We all know that if you get caught speeding you can expect to pay a fine, but do you know how much a speeding conviction can cost you in the long-term? Driving above the speed limit obviously puts other road users and pedestrians at risk, but it can also have a major impact on your car insurance premiums, according to moneysupermarket.com.
Its research reveals that drivers caught speeding could see the cost of their insurance premiums soar by as much as 54%.
Whether you’re someone who has already been convicted for speeding, or you’re simply looking for ways to lower the cost of car insurance, we take a look at some of the ways you can reduce costs – as well as the financial impact of having points on your licence.
Points don’t mean prizes
A driver with six points on their licence could expect to pay 19% more for cover than someone with a clean licence.
MoneyGram is a fast and easy method for people who need to transfer cash, be it for personal or business reasons. When you send a personal check, your monthly bank statement or online balance will tell you if it has been cashed.
Commercial law firm, Beechcroft, is advising insurers to “take stock” following a Supreme Court ruling yesterday that the general immunity from suit previously enjoyed by experts is to be abolished.
In the leading judgment in Jones v Kaney, Lord Phillips said there was “no justification for continuing to hold expert witnesses immune from suit in relation to the evidence they give in court or for the view they express in anticipation of court proceedings”.
Beechcroft’s professional risks partner, Ian McConkey, comments: “Insurers should consider the content of their policy cover for expert witnesses and the terms which might apply in light of the judgment.”
He adds: “Experts will need to ensure their indemnity cover fits the work they undertake.”
Beechcroft reports that in the case of Jones v Kaney, Mr Jones alleged that he was suffering from post-traumatic stress disorder as a result of a road traffic accident in 2001.
— Tomas Craft @ 2:19 pm — 
April 5, 2011