Getting Cheap Insurance

If you’ve got more than one car, then it might seem obvious to go for a multi-car policy, but this may not always be the most cost-effective route. According to research by swiftcover.com some two-car households could save money by insuring their vehicles separately, rather than going for a multi-car policy.

In fact, analysis by the insurer found that a household insuring both a BMW 318 and a Ford Focus could save £258 by insuring the two vehicles separately.

So even if your insurer is offering what seems like a really competitive discount on your home’s second car, it still makes sense to compare car insurance prices online first to see if you can find a cheaper deal.

After all, premiums can vary hugely between different insurers, depending on the car you drive and whether or not the provider wants to attract drivers like you.

Sarah Vaughan, a spokeswoman for swiftcover.com, said: “It’s easy to assume that multi-car discounts must offer the best value, but it’s clearly not the case for everyone.

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Voluntary expeditions to far-flung corners of the globe are increasingly popular with people who relish a challenge and want to experience something new. If your vacation is a jungle expedition, a trekking challenge or a voluntary project how do you keep healthy and fit?

Essential preparations include making sure your travel medical insurance is current and high quality. If you’re travelling as a group you may have group health insurance in place. Train for the physical exertion of an expedition for weeks or months before you go – good levels of fitness will help you enjoy your experience.

Make sure you are mentally prepared before you take on the expedition. Exp

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