Getting Cheap Insurance

Never underestimate the power of heat to harm even a healthy human body. As summertime heat beats down on families exploring and enjoying the great outdoors, this RV camping guide helps you recognize and treat heat exhaustion.

Spring and Summer: The danger zones of the calendar for heat illnesses

Heat exhaustion can be easy to mistake for just being tired from playful outdoor exertion during hot months of the year. Youth and good health do not make anyone immune to heat exhaustion and those on healthy low-sodium diets are even more susceptible. Full Article…

Farmers Insurance Group, a wholly owned by the Zurich Financial Services, has entered into alliance agreement with US-based Ashford University.

Acoording to the University, the agreement will provide Farmers Insurance employees with an opportunity to advance their educations at Ashford.

The new agreement will make Ashford University degrees more affordable for Farmers Insurance employees by offering fee waivers for costs associated with attending the university.

Steve Mudler, director University of Farmers employee development said Farmers had more than 1,600 employees seeking bachelor’s or master’s degrees and participating in other supported learning programs.

“Beginning in 2011, Farmers employees who attend Ashford will receive a tuition discount along with college credit for selected Farmers learning programs,” Mudler said.

Farmers Insurance Group offers both personal lines passenger automobile and homeowners insurance, while also providing a wide range of other insurance and financial services products.

The insurer serve more than 10 million households with more than 20 million individual policies across all 50 states through the efforts of over 50,000 exclusive and independent agents and nearly 24,000 employees.

45% of US employers are going to rethink their long-term health care strategy next year, and a significant number are unsure how they will react to the impending impact of state-based insurance Exchanges in 2014, according to a survey carried out by Towers Watson, involving 368 medium-to-large companies. The authors informed that companies are planning moderate changes in their health care plans for next year. Health care costs for employers are expected to rise by 5.9% in 2012, much lower than the 7.6% rise in 2011. However, 88% of firms plan to take measures to reign in their costs in order to avoid the impact of health care reform’s excise tax. Full Article…

News outlets report on a variety of state health policy issues.

The Washington Post: Virginia Officials Prepare To Release Draft Abortion Regulations Virginia health officials are planning to release draft emergency regulations for abortion clinics as soon as Friday that reproductive-health activists say could impose strict physical, staffing and equipment requirements and could force many of the state’s clinics to close. The General Assembly passed legislation this year mandating that Virginia’s abortion clinics be regulated like hospitals.

Full Article…

Life insurance for people 50-years-old and older can range in cost greatly from company to company.

Insured can choose between term policies, which start off lower in cost and increase as the insured ages, and permanent policies, where the premiums are initially higher, but do not increase as the insured ages.

The following are two pricing examples for non-smoking males. One is for a 50-year-old, and the other for a 55-years-old. Full Article…