The Association of British Insurers (ABI) is calling for a clampdown on the “pain in the neck” culture which it says has made the UK the whiplash capital of Europe.
With one in every 140 people claiming whiplash injuries a year, the ABI highlights the need for action as follows:
Nearly 1,200 whiplash claims are made every day in the UK; six times more than the number of people who claim for workplace-related injury every year.
The cost to the NHS of treating whiplash is estimated at £8 million a year.
Three-quarters of personal injury claims in the UK are for whiplash, more than elsewhere in Europe.
Insurers pay out nearly £2 billion a year in claims for whiplash.
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Two people filing jointly for Chapter 7 bankruptcy are entitled to equal protection under federal bankruptcy laws — including the automatic stay. Married couples and individuals are eligible for Chapter 7; unmarried individuals cannot file jointly. The automatic stay is a major reason why some couples file for bankruptcy. The stay is a legal injunction signed by a judge and is granted to everyone filing for bankruptcy.
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Losing a friend or relative is extremely hard. Losing a loved one while they are travelling abroad is even harder. According to the U.S. State Department, over 6,000 Americans die overseas each year. How can the U.S. State Department help? How can Medical evacuation insurance assist?
With medical evacuation insurance you will be able to evacuate a seriously ill relative to medical facilities abroad, or bring them home to be treated in the US. If the worst happens, medical repatriation insurance assists you with returning the person’s remains to their home country.
US consular offices abroad can also assist in giving notification to the next-of-kin, confirming the identity of the person and providing information about how to deal with the legal process abroad. T
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Historically, authorized usage was invented to help women establish independent credit profiles.
Allowing a family member or friend to become an authorized user of your credit card is a common way to help him or her establish credit. Granting access is easy, but authorized users should be aware that they won’t be able to make changes to the card’s limit or other terms.
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Most of us will admit to making the odd money mistake now and again, but make too many of them and the chances are you’ll end up seriously out of pocket. Here, we highlight 25 common money mistakes – and what they could end up costing you.
Going overdrawn without agreeing it with your bank first
Unauthorised overdraft charges can be sky-high, so don’t go into the red unless you have an agreed overdraft in place. According to research by moneysupermarket.com, going £500 overdrawn for 5 days without permission will cost £24.31 on average, so if you were to do this four times a year, costs could quickly mount up to nearly £100.
Exceeding your credit card limit
Always keep a regular eye on how much you owe on your credit card so that you avoid going over your limit. Re
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— Tomas Craft @ 4:48 pm — 
May 20, 2011